Obtaining insurance quotes offline is a real drag. You can spend hours on the telephone repeating your details to life insurance or household insurance telesales operators in a bid to find the lowest quotes available. It is a time consuming process that requires persistence to keep on phoning insurance agent after insurance agent. You’re often in need of an understanding boss too who’ll let you use the work phone during your lunch hour!
But, in today’s high-tech era there is an easier and much more efficient way of obtaining contents insurance, buildings insurance, car insurance, pet insurance, life insurance and life assurance quotes. All you have to do is log on to the Internet and you’ll find a wealth of insurance resources that enable you to receive insurance quotes online at the click of your mouse button.
Online insurance quotes…the easy way!
The last few years has seen a massive increase in the number of businesses establishing an online presence. Amongst those who have taken to the Internet are insurance companies. There is now a flood of insurance companies online, from well-known high street car insurance names to small local life insurance brokers, all of whom are offering information about their insurance products over the Web.
What’s more, many of the insurance companies provide links to online quotes forms, making the process of obtaining insurance quotes fast and easy. Insurance companies can in fact hand you competitive quotes instantaneously upon receiving the online form. They can also direct you to the application form so you can apply for the insurance online within minutes.
The best places online to obtain insurance quotes are often not directly with the insurance companies themselves. Instead, those looking for online insurance quotes should head for specialist insurance web sites and portals where a collection of insurance companies can be found on one site. These ‘collective’ sites offer consumers several advantages.
Firstly, as there are several (if not hundreds) of insurance companies represented on these collective sites, it is much quicker to find the insurance companies from which to obtain your online insurance quotes than when compared to trawling around the Internet looking for each online insurance agents’ website. The second advantage to using these sites for collecting your online insurance quotes is that many portals allow you to collect instantaneous online insurance quotes through the use of just one single quotes form! So, instead of going to each insurance agent and re-keying the information needed to obtain your online quotes, you only have to enter the information once, saving you bags of time!
But what about price? Surely, if online insurance quotes are not obtained direct from the insurance (or assurance) agent’s website then they’ll be more expensive? In fact, the truth is that they won’t! Specialist portal sites handle all of the admin and advertising for each insurance agent represented so saving those insurance companies a packet. Therefore, if you go direct to the online insurance companies you are likely to receive the same online prices as you would through specialist portal sites.
Jack
May 6, 2010 at 11:03 pm
Try this site
usainsurancequotes.net
Here you can compare quotes from different companies
HellBoy65
May 6, 2010 at 11:38 pm
Well, first thing, make sure your quote is for the same policy limits and deductibles with each carrier. Secondly, even though the info is the same, the rates and prices will vary by insurance company as they all know how much money they need to make from you and make a profit. Some smaller companies may not give you a better price as a larger, and vice versa. That's why there is competition. If the rates were all the same, there wouldn't be so many companies vying for business
Beth
May 7, 2010 at 1:01 am
I am a resident of Miami Florida and I can tell you first hand to be very careful entering any private information online. I have recently had my Identity stolen from entering my personal information which had to include my social security number for a free online auto insurance quote. Never again will I so easily be swayed to enter my personal information into the world wide web for all to see. My thoughts, there are people who can hack into anywhere online, do yourself a favor and try to limit the information you submit onto the web.
I now currently have my florida auto insurance with Florida Auto Plus Insurance out of Miami Florida 1-877-WIZ-AUTO
They have been awarded Top Auto Insurance Agency in Florida.
Check them out at http://www.FloridaAutoPlusInsurance.com
Beth do yourself a favor and which ever company you choose to purchase your Florida Auto Insurance from just be sure you speak with a knowledgable auto agent who can fully assist you in purchasing only the insurance that fits your individual needs.
HellBoy65
May 7, 2010 at 4:03 pm
Geico is good and others too. For a true comparison use the binder from your current insurance so that the quotes you get are for the same levels on insurance that you have. Make sure you understand the coverage too.
poisonrock14
May 8, 2010 at 4:30 pm
You can get a QUOTE at ANY age…..however, a QUOTE is ONLY a quote.
In order to buy an insurance policy, you will have to be at LEAST 18 to have the policy in your name. You have to be at least 18 to sign a contract and an insurance policy IS a contract.
Until you are 18, you will probably have to be on your parent(s)' insurance policy.
Good luck and I hope this helps!
vrandrox
May 9, 2010 at 5:40 am
You're not going to be able to compare auto and renters insurance rates without talking to an agent. Insurance rates are filed with each state and are public knowledge, so it is easy for a website to think that they are giving you an accurate quote, but they are unable to determine what discounts you might qualify for. Talk to an agent, they're the ones who have trained to advise you on your insurance needs. You'll appreciate it when you have a claim.
Beth
May 9, 2010 at 11:43 am
Hello Beth,
In order to receive an accurate quote for auto insurance personal information such as address, date of birth, drivers license number, and social security number are required. This is exactly the information identity thieves need to destroy your financial credibility. Another concern is unwanted solicitors contacting you. It is completely unnecessary to receive an accurate quote for your car insurance by submitting this information online. It does indeed make perfect sense to make contact with an insurance agent in person or on the telephone.
When contacting an agent in person or on the phone be sure and ask a few questions of your own, such as, how long they have been in business, and how will they safeguard your personal information. If you don't like the answers say thanks and hang up. If your reasonably confident with the person your speaking to then proceed. Another benefit of speaking with a "live" agent is your ability to ask questions and receive professional advice.
Sandra
May 10, 2010 at 1:16 am
Assuming you're in the USA;
http://www.AutoInsureUSA.info is a great resource. It is a simple Zip Code Submit Form. Once you submit your Zip Code, you will be presented with a list of Car Insurance companies available in your area
rachal
May 10, 2010 at 6:47 am
There are a bunch of websites where all you have to do is fill out a short form and they will give you an estimate from a bunch of different companies. You can choose the cheapest one from there. http://www.autoinsuranceestimate.info/ is a good one.