1. Increase your deductible. If you choose to pay a high deductible, you will have a more affordable premium. But know that you are sure to give the money first before any insurer does not matter if you file a claim ever.
2. Insurance companies have unique classes of conduct designed to make you a better driver. You must have heard of defensive driving. Take defensive driving course. More than making you drive better, it will help you get cheaper insurance.
3. Make sure you get a car that has safety gadgets. Tell your insurer you have them in your car.
4. You can buy a comparable vehicle that is less expensive to insure. But as a golden rule: large cars, luxury cars, sports cars & vehicles with poor flight record are much more costly to.
5. Students who have impressive qualities are rewarded by insurers for auto insurance premiums reduced.
6. You can be on the insurance policy of your parent’s car. Moreover, for this to work you must live with your parents & have the car registered in his name. If you prefer living on your own then get ready to pay higher premiums.
7. The more you drive, the higher your risk provider of auto insurance. There are no way you cheap auto insurance quotes for California if you use your car a lot.
8. Your credit history shows a lot about you, because you pay your bills when most insurance companies believe that because you are a reliable &, therefore, a lower risk.
9. You can get savings of over $ 1,000 on your insurance policy by requesting quotes insurance quotes insurance sites. Requesting quotes from a minimum of three quotes sites raise the chances that you will get more savings. That’s because insurers are not represented by a single site would be represented by another.
Because your chances of finding a (California) cheap auto insurance quote is related to the application of price you get, the more insurance companies you cite, the better your chances. This gives you a broader base to make better comparisons thus increasing your chances of realizing more savings.
LostTeen
December 21, 2009 at 2:05 am
Cheap and 18 is an oxymoron. Add CA to the mix and it gets worse. Then factor in an almost new car…
If you live at home, get added to your parents insurance. If you don't, talk to an independent agent to see if you can do any better.
vestiti_junkie
December 21, 2009 at 2:45 am
I would suggest the auto club (AAA).
However, you are too young to be on your own policy. An insurance policy involves an application which is a legal binding document that you can not enter into unless you are 18. You will have to be added on to your parents policy and most likely the insurance company will not provide you a quote for the additional cost; your parents will have to call
You do qualify for a good student discount as long as you maintain a 3.0 GPA and stay in school full time. Also, let your parents know that insurance is less costly for females than for males. Good Luck!
Jason Stiller
December 21, 2009 at 2:21 pm
If this is your dad's car shouldn't he have insurance on it already? If he does you can be put on his plan cheaper than you can get on your own. The insurance will not be cheap for you until you are 25.
Instant Soup
December 21, 2009 at 5:37 pm
There is no such thing as average… You have to call for quotes
Josh Q
December 22, 2009 at 5:55 am
Cheap and 18 is an oxymoron. Add CA to the mix and it gets worse. Then factor in an almost new car…
Here is some more detailed info about it -
http://carinsurance.enacre.net
Take care.
aquariusdoll
December 22, 2009 at 2:49 pm
Try to consult these matters to experts. Try to check this site. I guess they can help you.
jimmydeanthefifth
December 22, 2009 at 10:57 pm
In my opinion, Mercury is cheapest and they always come through when I've needed them.
I hope this helps…
http://www.autoagency.com/?OVRAW=mercury%20insurance&OVKEY=mercury%20insurance&OVMTC=standard&OVADID=365910012&OVKWID=733612512
kgallolvieer
December 23, 2009 at 10:54 am
What I most often recommend is an online comparison quote at
http://gsx1.com/InsuranceComparison.html
since they have lots of insurers and can give several prices on car insurance polices.
But to find a cheap price you should get several quotes, do some legwork till something better will come along.
Here's more from my bookmarks
http://finance.ebookorama.com/ukusa-selected-resources.php
http://gsx1.com/Car-Insurance/100.php
S
December 23, 2009 at 12:29 pm
You will be added to your parents' policy as a driver and insurance for young people is not cheap. Some companies give discounts for drivers ed. If your parents insurance claims records are clear they should not increase too much. It is impossible to say without complete current policy details. Unfortunately, you are in one of the highest risk groups. Your rates will go down when you are 25. On the bright side, a Scion is a good choice since it is not a sports car.